Disability Insurance is designed to provide you with a percentage of your income in the event of a disability.
Accidents and sicknesses happen every day! Some may result in a few days off of work, while others may result in weeks.
A more serious incident may leave you unable to work for months or even years, causing severe financial stress to your family. Additional medical expenses may also be necessary during this time of disability, such as hospital care, home care, physiotherapy or chiropractic services, all at a time when your income has stopped.
Consider these questions for a moment.
If you could not work tomorrow, how long could you continue your current lifestyle?